Sanford & Tatum Blog
All You Ever Wanted to Know About Insurance
Work Comp Insights: 4 Trends That Could Impact Workers’ Compensation Insurance
Monday, November 25, 2024
4 Trends That Could Impact Workers’ Compensation Insurance - The National Council on Compensation Insurance (NCCI) recently published the 2024 Regulatory and Legislative Trends report, highlighting key state legislative...
Work Comp Insights: Study Finds Extreme Temperatures Increase Workers’ Compensation Claims
Monday, November 25, 2024
Coverage Insights: Understanding Employers’ Liability Insurance
Friday, September 27, 2024
Understanding Employers’ Liability Insurance - Accidents can happen in any workplace, and they often result in employee injuries and illnesses. These events can pose serious consequences for both employers and their...
2024 Midyear Market Outlook: Workers Compensation Insurance
Wednesday, July 24, 2024
Workers Compensation Insurance - Profitable underwriting results have generated favorable conditions across the workers’ compensation insurance market for nearly a decade. According to the National Council on...
News Brief: Workers’ Compensation System Shows Financial Strength and Lower Claim Frequency
Thursday, June 27, 2024
Workers’ Compensation System Shows Financial Strength and Lower Claim Frequency - The performance of the workers’ compensation system remains strong, according to a new State of the Line Report from the National Council...
Work Comp Insights : How Return-to-Work Programs Impact Workers’ Compensation Expenses
Wednesday, April 24, 2024
How Return-to-Work Programs Impact Workers’ Compensation Expenses - Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...
Work Comp Insights: Benefits of Return-to-Work Programs for Employers and Employees
Monday, April 8, 2024
- Benefits of Return-to-Work Programs for Employers and Employees - According to the National Safety Council, a worker gets hurt on the job every seven seconds. And when an employee experiences an occupational illness...
Work Comp Insights: NCCI Experience Modification Factor 2024 Changes FAQs
Monday, April 8, 2024
NCCI Experience Modification Factor 2024 Changes FAQs - The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into...
NCCI Experience Modification Factor 2024 Changes FAQs
Thursday, November 30, 2023
NCCI Experience Modification Factor 2024 Changes FAQs - The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into...
Work Comp Insights: Reading an Experience Modification Worksheet
Wednesday, October 25, 2023
How to Read an Experience Modification Worksheet - An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance....
Work Comp Insights: Interstate vs. Intrastate Experience Modification Rating
Monday, October 23, 2023
Interstate vs. Intrastate Experience Modification Rating - An experience modification rating (EMR) is a numerical indicator crucial in workers’ compensation insurance. It quantifies an employer’s workplace safety and...
Work Comp Insights: Disciplining or Terminating Employees With Open Workers’ Compensation Claims
Tuesday, February 14, 2023
Can an employer discipline or terminate an employee who has an open workers’ compensation claim? This is a common question that many employers ask. The answer depends on which state the company is located in, why the...
Work Comp Insights: Five Strategies for Reducing Workers’ Compensation Costs
Tuesday, September 20, 2022
Five Strategies for Reducing Workers’ Compensation Costs - When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and...