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All You Ever Wanted to Know About Insurance

HR Compliance Bulletin: 2024 Midyear Employment Law Compliance Trends

2024 Midyear Employment Law Compliance Trends - Throughout 2024, there have been significant changes in employment law at the federal, state and local levels. A review of recent and proposed legislation reveals a number...

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Mental Health Minute: August 2024

Zoning Out: The Signs, Causes and When to Get Help - “Zoning out” is a mild and common form of dissociation. Nearly everyone does it from time to time. Zoning out can serve as a coping mechanism when you are bored,...

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Live Well, Work Well: The Health Benefits of Camping

The Health Benefits of Camping - Millions of Americans enjoy camping each year, especially as temperatures rise and days get longer in the summer. Moreover, interest among noncampers has been growing steadily for years....

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News Brief: OSHA's Safe and Sound Week Scheduled for Aug. 12-18

OSHA’s Safe and Sound Week Scheduled for Aug. 12-18 - Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of...

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Legal Update: OSHA Proposes Heat Injury & Illness Prevention Standard

OSHA Proposes Heat Injury & Illness Prevention Standard - On July 2, 2024, the U.S. Department of Labor’s (DOL) Occupational Safety and Health Administration (OSHA) announced an unofficial version of the proposed ...

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Legal Update: Federal Courts Block Enforcement of Certain Section 1557 Nondiscrimination Provisions

Federal Courts Block Enforcement of Certain Section 1557 Nondiscrimination Provisions - On April 26, 2024, the U.S. Department of Health and Human Services’ (HHS) Office of Civil Rights (OCR) issued a final rule under...

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Cyber Risks & Liabilities: The Role of a Data Breach Coach in Cyber Incident Response

The Role of a Data Breach Coach in Cyber Incident Response - Cybersecurity events can lead to businesses sustaining substantial financial and reputational damage. Recovering from these incidents can also be complicated...

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News Brief: CVSA’s Brake Safety Week Scheduled for Aug. 25-31

CVSA’s Brake Safety Week Scheduled for Aug. 25-31 - The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 25-31, 2024. This annual event aims to emphasize the importance...

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Coverage Insights: The Importance of Timely Notice Under Claims-made Liability Policies

The Importance of Timely Notice Under Claims-made Liability Policies - Claims-made liability policies require timely notice of claims or circumstances that could lead to a claim for an insured to qualify for coverage....

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2024 Midyear Market Outlook: Workers Compensation Insurance

Workers Compensation Insurance - Profitable underwriting results have generated favorable conditions across the workers’ compensation insurance market for nearly a decade. According to the National Council on...

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2024 Midyear Market Outlook: Cyber Insurance

Cyber Insurance - Heightened claim frequency and severity have created a volatile cyber insurance market in recent years, with most policyholders facing ongoing premium increases. Fortunately, the segment experienced...

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Legal Update: US Supreme Court Overrules Cheveron Deference

US Supreme Court Overrules Chevron Deference - On June 28, 2024, the U.S. Supreme Court issued a decision in Loper Bright Enterprises v. Raimondo and Relentless Inc. v. Department of Commerce. The Court overruled its...

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News Brief: Forecasters Up Their Hurricane Outlook After Hyperactive Beryl

Forecasters Up Their Hurricane Outlook After Hyperactive Beryl - Researchers at Colorado State University have upped their forecast for this year’s Atlantic hurricane season, now projecting at least 25 named storms,...

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Legal Update: Texas Federal District Court Partially Blocks the FTC's Noncompete Ban

Texas Federal District Court Partially Blocks the FTC's Noncompete Ban - On July 3, 2024, the U.S. District Court for the Northern District of Texas granted the plaintiffs’ motion in Ryan LLC v. FTC for a preliminary...

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Compliance Overview: Using HSAs, Health FSAs and HRAs for Over-the-Counter Items

Using HSAs, Health FSAs and HRAs for Over-the-Counter Items - Health savings accounts (HSAs), health flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) may provide tax-free reimbursements of...

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Compliance Bulletin: The DOL Overtime Rule’s Impact on Employee Benefits

The DOL Overtime Rule’s Impact on Employee Benefit - The U.S. Department of Labor (DOL) final rule issued on April 23, 2024, increases the salary thresholds used to determine whether executive, administrative and...

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News Brief: Large Jury Verdicts Rising Steadily, Especially for Product Liability

Large Jury Verdicts Rising Steadily, Especially for Product Liability - According to a recent report from the U.S. Chamber of Commerce’s Institute for Legal Reform (ILR), large jury verdicts over $10 million continue to...

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Compliance Overview: IRS FAQs on Educational Assistance Programs

IRS FAQs on Educational Assistance Programs - The Internal Revenue Service (IRS) has issued frequently asked questions (FAQs) that provide general information on educational assistance programs under Section 127 of the...

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Compliance Bulletin: Coverage of Gender-affirming Care: Employer Considerations

Coverage of Gender-affirming Care: Employer Considerations - In Lange v. Houston County, the 11th Circuit Court of Appeals ruled that it was a violation of Title VII of the Civil Rights Act of 1964 (Title VII) for an...

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Coverage Insights: The Value of Inland Marine Insurance

The Value of Inland Marine Insurance - Contrary to its name, inland marine insurance does not relate to the ocean or waterways; rather, it can help reimburse losses stemming from an organization’s products, materials...

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2024 Midyear Market Outlook: Commercial Auto Insurance

Commercial Auto Insurance - Plummeting profitability has been an ongoing concern in the commercial auto insurance segment, prompting hardening conditions and continued rate hikes. While the majority of policyholders saw...

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2024 Midyear Market Outlook: Commercial Property Insurance

Commercial Property Insurance - The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry data, such rate jumps reached record-...

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