Mental Health Parity Compliance Remains a Key Focus in 2024 - The federal government is continuing its efforts to improve access to mental health and substance use disorder (MH/SUD) care in 2024, with a top enforcement...

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Study Shows 40% of Insured Workers Delay Health Care Due to Cost - A study by employee health payment platform Paytient revealed the challenges Americans face with employer-sponsored insurance. Notably, 40% of workers...

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U.S. Supreme Court Rules That Mandatory Job Transfer Can Be Discriminatory Under Title VII - On April 17, 2024, the U.S. Supreme Court issued a unanimous decision in Muldrow v. City of St. Louis, holding that a...

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How Return-to-Work Programs Impact Workers’ Compensation Expenses - Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...

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Health Care Costs and Your Employee Health Plan - Health care costs, and consequently employee health benefits costs, have been increasing at an alarming rate for nearly a decade. Avoiding rising health care costs is...

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Breaking Down Mental Health Stigma - May is Mental Health Awareness Month, a national health observance dedicated to shedding light on mental health conditions and fostering understanding and support for those...

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Mental Health in America and How to Get Help - More than half of adults in the United States will experience mental illness-which refers to a variety of conditions that affect one’s mood, behavior, feelings or thinking-...

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EEOC Releases Final Rule Implementing Pregnant Workers Fairness Act - On April 15, 2024, the U.S. Equal Employment Opportunity Commission (EEOC) released a final rule to implement the Pregnant Workers Fairness Act (PWFA)...

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OSHA Announces Final Rule on Worker Walkaround Representative Designation - OSHA recently announced its final rule that clarifies the rights of employees to authorize a representative to accompany an OSHA compliance...

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Cloud Security Management Explained - Cloud computing refers to a pay-per-use service that equips users with on-demand access to a range of IT resources (e.g., databases, software, servers, networking and analytics...

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What Are Specialty Drug Benefits? - Specialty drugs, also known as specialty pharmaceuticals, are some of the most expensive prescriptions you can buy-costing up to $2,000 or more per month. Unfortunately, they may also...

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OSHA’s Worker Walkaround Designation Process Frequently Asked Questions - On March 29, 2024, OSHA announced its final rule that clarifies the rights of employees to authorize a nonemployee, third-party representative to...

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Preparing for the DOL’s New Overtime Rule - In early March 2024, the U.S. Department of Labor’s (DOL) proposed overtime rule, announced in August 2023, entered its last stage of review. Publication of the final rule is...

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Form 5500 Deadline is July 31st - Each year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500) for each employee benefit plan...

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ACA Information Reporting Penalties Increased for Returns Filed in 2025 - IRS Revenue Procedure 2023-34 includes updated penalty amounts that may apply to reporting entities that fail to comply with the Affordable Care...

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- Differences Between Traditional and Cyber Business Interruption Policies - When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various...

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Understanding Common CGL Policy Exclusion - Commercial general liability (CGL) insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an...

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Why It Can Pay to Have Uninsured Motorist Insurance - Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car...

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Vehicle Thefts Hit a New Record in 2023: NICB - Vehicle thefts have steadily increased since 2019, rising about 1% in 2023 to 1,020,729 and setting a new record for stolen vehicles, according to new data from the...

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- Report Highlights Growing Demand for Family-friendly Benefits - A new report released by family health benefits platform Ovia Health by Labcorp (Ovia) uncovered U.S. workers’ preferences for family-friendly workplace...

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- 4 Ways AI Will Impact the Workplace in 2024 - Artificial intelligence (AI) garnered attention from every industry in 2023, revolutionizing the way organizations operate and make decisions. Many employers adopted this...

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- Health Care Industry Trends to Watch in 2024 - In recent years, the health care industry has been navigating a landscape fraught with volatility. Shifting market demands, supply chain struggles and medical inflation...

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- New TX Law Prohibits COVID-19 Vaccination Mandates - As of Feb. 6, 2024, a new Texas law prohibits all private employers in the state from adopting or enforcing any COVID-19 vaccination mandates for workers. Covered...

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Navigating the Auto Insurance Market in 2024 - Like most people, you may have seen your car insurance premiums increase this year even if you haven’t had any auto accidents in the past 12 months. The personal car...

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- Tips for Home Buyers in 2024 - For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal...

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- DOL Releases Benefit-related Penalty Amounts for 202 - On Jan. 11, 2024, the U.S. Department of Labor (DOL) published the 2024 inflation-adjusted civil monetary penalties that may be assessed for a wide range of...

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- 2023 Employment Law Changes Important in 2024 - The year 2023 brought about significant shifts in the employment law landscape, impacting how organizations navigate the complex web of regulations governing workplaces....

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- Benefits of Return-to-Work Programs for Employers and Employees - According to the National Safety Council, a worker gets hurt on the job every seven seconds. And when an employee experiences an occupational illness...

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- Compliance Overview: Top Health Plan Compliance Issues for 2024 - Employers should be aware of the top compliance issues that impact their health plan coverage for 2024. Some of these compliance issues are established...

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- Data Breach Class Actions Skyrocketed in 2023 - Data breach class action lawsuits “exploded” in 2023, according to Duane Morris LLP’s Class Action Review 2024, becoming one of the fastest growing areas of litigation...

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- 5 Employment Policies to Review in 2024 - Employee handbooks are important tools for establishing employee expectations, addressing workplace issues and defending against potential lawsuits. Failing to update the...

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The Business Implications of the DOL’s New Independent Contractor Rule - On Jan. 9, 2024, the U.S. Department of Labor (DOL) released a final rule, effective March 11, 2024, revising the agency’s guidance on how to...

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- Top 2024 Wellness Trends - As the workplace landscape continues to evolve, so does the understanding of employee wellness. In 2024, organizations are embracing innovative strategies to prioritize their workforce's...

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- OSHA Proposes to Issue a New Emergency Response Standard - On Feb. 5, 2024, OSHA published a notice of proposed rulemaking (NPRM) to issue a new safety and health standard, titled Emergency Response, to replace the...

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NCCI Experience Modification Factor 2024 Changes FAQs - The National Council on Compensation Insurance (NCCI) is making alterations to its experience modification factor for 2024. These changes are slated to go into...

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- 7 Key Employee Benefits Trends in 2024 - Attracting and retaining employees has challenged employers since the onset of the COVID-19 pandemic. In 2024, the labor market is expected to cool slightly; however,...

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