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All You Ever Wanted to Know About Insurance

Legal Update: 5th Circuit Upholds DOL’s Authority to Set Minimum Salary Requirement for White-collar Exemptions

5th Circuit Upholds DOL’s Authority to Set Minimum Salary Requirement for White-collar Exemptions - On Sept. 11, 2024, in Mayfield v. U.S. Department of Labor, the U.S. Court of Appeals for the 5th Circuit held that the...

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Legal Update: All Draft Forms & Instructions for 2024 ACA Reporting Now Available

All Draft Forms & Instructions for 2024 ACA Reporting Now Available - In July 2024, the Internal Revenue Service (IRS) released draft 2024 forms for reporting under Internal Revenue Code Sections 6055 and 6056....

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Commercial Property Insights: Insurance Challenges Facing Coastal Commercial Properties

Insurance Challenges Facing Coastal Commercial Properties - Coastal environments refer to areas located on or within a few miles of shorelines. These environments are some of the most popular spaces for commercial real...

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Risk Insights: 5 Risks of Hiring an Uninsured Contractor

5 Risks of Hiring an Uninsured Contractor - Project owners or general contractors must carefully vet contractors to ensure jobsite safety and financial security. A critical factor in this selection process is verifying...

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Legal Update: Deadline for Employers to Receive MLR Rebates Is Approaching

Deadline for Employers to Receive MLR Rebates Is Approaching - Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet...

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Legal Update : EBSA Releases Updated Cybersecurity Guidance for Employee Benefit Plans

EBSA Releases Updated Cybersecurity Guidance for Employee Benefit Plans - Through Compliance Assistance Release No. 2024-01, the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) is confirming...

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Legal Update: IRS Implementation Guidance on Qualified Student Loan Payment Match Programs

IRS Implementation Guidance on Qualified Student Loan Payment Match Programs - On Aug. 19, 2024, the IRS issued Notice 2024-63, providing interim guidance for sponsors of 401(k) and similar retirement plans that provide...

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Benefits Insights: Motivating Employees to Spend More Time With Open Enrollment

Motivating Employees to Spend More Time With Open Enrollment - Open enrollment is a critical period for both employees and employers. It’s the time when employees can make important decisions about their benefits, which...

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HR Insights : Preparing for the 2024 Election

Preparing for the 2024 Election - Federal, state and local elections are scheduled for Tuesday, Nov. 5, this year. Employers should be aware of the number of ways elections impact the workplace. For instance, some...

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News Brief: Report Finds Weight Loss Drugs Key Driver of 2025 Health Care Cost Increase

Report Finds Weight Loss Drugs Key Driver of 2025 Health Care Cost Increase - A recent Business Group on Health (BGH) survey found that heightened interest and spending on glucagon-like peptide-1 (GLP-1) drugs is a...

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Mental Health Minute: October 2024

World Mental Health Day: Take Action - World Mental Health Day, observed annually on Oct. 10, is a global initiative to raise awareness about mental health issues and mobilize efforts to support mental well-being....

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Legal Update: OSHA Propose Heat Injury & Illness

OSHA Proposes Heat Injury and Illness Prevention Standard - On Aug. 30, 2024, the U.S. Department of Labor’s (DOL) Occupational Safety and Health Administration (OSHA) published a notice of proposed rulemaking in the...

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Live Well, Work Well: What to Know About This Year’s Flu Season

What to Know About This Year’s Flu Season - In the United States, influenza (flu) season lasts from October through May, with peak flu activity between December and March. What’s more, flu season in the Southern...

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Risk Insights: A Corporate Boards Guide to Generative AI Benefits and Risks

A Corporate Board’s Guide to Generative AI Benefits and Risks - As generative artificial intelligence (AI) advances, corporate boards are increasingly leveraging its capabilities to improve several aspects of their...

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Legal Update: OSHA Releases New Online Severe Injury Report Dashboard

OSHA Releases New Online Severe Injury Report Dashboard - On Sept. 4, 2024, OSHA released an online tool giving users the ability to search its severe injury report (SIR) database and view trends related to workplace...

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Legal Update: Final Rule Makes Extensive Changes to Mental Health Parity Requirements

Final Rule Makes Extensive Changes to Mental Health Parity Requirements - On Sept. 9, 2024, the Departments of Labor, Health and Human Services, and the Treasury (Departments) released a final rule to strengthen the...

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HR Insights: Employee Handbooks: Common Legal Mistakes

Employee Handbooks: Common Legal Mistakes - Your employee handbook is an important document. Not only does it help employees understand company policies, promote solid company-employee communication and set a consistent...

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Cyber Risks & Liabilities: Understanding Cybercriminals: Motivations, Methods and Protection Strategies

Understanding Cybercriminals: Motivations, Methods and Protection Strategies - Cyberattacks can impact a company in numerous ways. They can create significant financial losses through fines, lawsuits and business...

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Coverage Insights: Understanding Employers’ Liability Insurance

Understanding Employers’ Liability Insurance - Accidents can happen in any workplace, and they often result in employee injuries and illnesses. These events can pose serious consequences for both employers and their...

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Coverage Insights: Contingent Business Interruption Insurance for Cyber Events

Contingent Business Interruption Insurance for Cyber Events - In today’s evolving risk landscape, organizations of all sizes and sectors face a wide range of cyberthreats. Amid advancing attack techniques and growing...

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HR Compliance Bulletin: 2024 Midyear Employment Law Compliance Trends

2024 Midyear Employment Law Compliance Trends - Throughout 2024, there have been significant changes in employment law at the federal, state and local levels. A review of recent and proposed legislation reveals a number...

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HR Compliance Bulletin: Employer Considerations for Navigating Election Section

Employer Considerations for Navigating Election Section - Election season can be a fraught time for employers. Employers are often faced with the challenge of fostering a culture of open communication while ensuring a...

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Compliance Bulletin: Medicare Part D Notices Are Due Before Oct. 15, 2024

CMS has provided two model notices for employers to use: Medicare Part D Notices Are Due Before Oct. 15, 2024 - Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible...

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