Factors That Affect Small Businesses’ Insurance Costs - Regardless of industry, small businesses encounter a variety of risks in their everyday operations. These exposures can lead to significant financial losses,...

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Insurance Challenges Facing Coastal Commercial Properties - Coastal environments refer to areas located on or within a few miles of shorelines. These environments are some of the most popular spaces for commercial real...

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5 Risks of Hiring an Uninsured Contractor - Project owners or general contractors must carefully vet contractors to ensure jobsite safety and financial security. A critical factor in this selection process is verifying...

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Deadline for Employers to Receive MLR Rebates Is Approaching - Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet...

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NOAA Predicts “Above Normal” 2024 Hurricane Season - The National Oceanic and Atmospheric Administration (NOAA) predicts “above-normal” activity in the Atlantic basin this hurricane season, typically lasting June...

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Covered Property Under Commercial Property Insurance - Businesses often rely on buildings, structures, tools and equipment to provide products and services. Moreover, many businesses are responsible for storing others’...

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Understanding Common CGL Policy Exclusion - Commercial general liability (CGL) insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an...

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- Estimated $5.5B in Insured Losses - An outbreak of severe convective storm activity from June 10-19, 2023, is expected to cost approximately $5.5 billion in insured losses across 25 states, according to catastrophe...

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The last several years have seen the commercial property insurance market progressively harden, evidenced by ongoing rate increases over the past 22 consecutive quarters. Such rate hikes showed some signs of stagnation...

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Five Strategies for Reducing Workers’ Compensation Costs - When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and...

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