Insurance Challenges Facing Coastal Commercial Properties - Coastal environments refer to areas located on or within a few miles of shorelines. These environments are some of the most popular spaces for commercial real...

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Understanding Employers’ Liability Insurance - Accidents can happen in any workplace, and they often result in employee injuries and illnesses. These events can pose serious consequences for both employers and their...

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Contingent Business Interruption Insurance for Cyber Events - In today’s evolving risk landscape, organizations of all sizes and sectors face a wide range of cyberthreats. Amid advancing attack techniques and growing...

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The Value of Business Interruption Insurance - When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging...

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The Importance of Timely Notice Under Claims-made Liability Policies - Claims-made liability policies require timely notice of claims or circumstances that could lead to a claim for an insured to qualify for coverage....

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The Value of Inland Marine Insurance - Contrary to its name, inland marine insurance does not relate to the ocean or waterways; rather, it can help reimburse losses stemming from an organization’s products, materials...

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Covered Property Under Commercial Property Insurance - Businesses often rely on buildings, structures, tools and equipment to provide products and services. Moreover, many businesses are responsible for storing others’...

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Covered Perils Under Basic and Broad Forms of Commercial Property Policies - A business’s property is essential to its operations, so property losses can create substantial disruptions. Securing commercial property...

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Scheduled Versus Blanket Limits for Commercial Property Insurance - Commercial property insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an...

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Optional Commercial Property Coverage Offerings Under the BPP - Commercial property insurance provides much-needed financial protection if an organization’s property is directly damaged or destroyed by a covered peril (...

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Understanding Common CGL Policy Exclusion - Commercial general liability (CGL) insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an...

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Why It Can Pay to Have Uninsured Motorist Insurance - Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car...

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- - Preventing Property Losses With Infrared Thermography - For commercial property owners and managers, protecting facilities and minimizing potential losses is of utmost importance. One invaluable resource is infrared...

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Professional Liability Insurance Trends in the Legal Sector - Often referred to as legal malpractice coverage by lawyers, professional liability insurance can provide protection for losses caused by a client alleging...

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Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat-big or small. For instance, a fire could destroy your business’s warehouse and the...

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Today’s society has become increasingly digital in nature, prompting businesses to leverage additional technology and online services in their operations. Specifically, some businesses have grown more reliant on the...

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Duties in the Event of a Commercial Property Loss - Most people understand that insurance companies have a duty to reimburse insureds for commercial property damage not excluded by their policies. What’s lesser known is...

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